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We allow you to submit your credit report directly to us. This helps to avoid inquiries to independent agencies regarding your credit. We do not base our loans solely on credit scores. There are other factors that we take into consideration upon loan request, such as the property’s LTV (loan-to-value) ratio, expected time-frame for loan repayment, the borrower’s experience and track-record, etc. are a few of the items we take into consideration. |
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